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Gary Peruzzini

New Limits on HOA Document Fees

Because Home Owners Associations have in the past been caught by dues deficiencies due to vacancies and foreclosures. They have been forced into attempting to recover fees and adjusting fees upwards to make up for it. As usual abuse occurs so it is then time for legislation to institute new rules and laws. These changes [...]

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FHA Flip Guideline Changes

Last week the guidelines for FHA flips were revised.  With that update came numerous questions about the flip guidelines for Conventional loans.  First of all – lets  address a question on flip properties Q: What date do you use to determine if a property is a flip or not?  The date the Deed was recorded [...]

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Be an Investor ….. Not a Gambler

The term investor is most often misused when it comes to real estate. The apparent opportunity is often under calculated and the gain is undefined. This is not investing it’ called gambling. Many investors are unprepared, undercapitalized, and overwhelmed, all of which represent a recipe for failure.  By adhering to a few key rules, success [...]

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Canadians Find Phoenix Perfect Winter Retreat

This article below was featured in the Calgary Sun Friday March 25th 2011. Myke was provided an ARMLS PPI index and a few other STAT charts to work with. We had a brief conversation and he chose to focus on the value and market timing displayed in those charts. As winter drags on in Calgary, [...]

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Freddie Mac Early Detection – Plan for 2011

The nation’s second largest mortgage company says early workouts are planned. This “early detection” process may be key to getting in front of delinquencies. Graphic John Pluta Detection before the foreclosures,  Freddie Mac says it’s making changes to the way it evaluates the performance of mortgage servicers in order to ensure problem loans are tackled [...]

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Statistics the Art of Making Things Feel Good

Using several data sources to assist me in providing accurate data to my clients the MLS is one of these sources. All data sources gather scrub (or not) their data differently. The Cromford Report has been added to my tool kit for some time now as the local MLS provider has added it to their [...]

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Canadians Out Pace Californians In Maricopa County AZ Home Buying Market

Canadian home buyers within Maricopa County accounted for 4.2% of the total new and resale homes purchased in June 2010 in comparison to 4.1% by purchasers from California, according to records tracked by The Information Market. This represents a significant increase from the low average of 0.2% of sales volume from 2003 to 2006. This [...]

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What are NOT considered purchase money loans?

This is fifth and final in a series of posts which address DISTRESSED PROPERTY LAW AND ISSUES IN ARIZONA. The average person can be confused by the various rules and regulations that control Foreclosures and Trustee Sales. The series is designed to provide a broad-based, plain language, review of the Judicial Foreclosure and Trustee Sale [...]

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